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PayPal: PayPal Credit reviews

4.73
Based on 181,140 reviews, last reviewed 3rd Sep 2026
14% decrease in 5 star reviews
in the past 90 days
4% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026
Ilaya G's avatar
Ilaya G

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181140)

Excellent App

5
App easy to navigate. Prompt notifications Dispute resolutions dealt with efficiently Ease of transfer of funds Reviewed on: 18th April 2026

Super easy

5
Super easy too use & very simple to set up Reviewed on: 18th April 2026

Excellent

5
Useful and excellent customer service. Reviewed on: 18th April 2026

Everytime ive had a issue custormer service have bee...

5
Everytime ive had a issue custormer service have been great. Reviewed on: 18th April 2026

Great flexibility

5
Excellent and flexible service. Quick and easy to use with the quality PayPal protection. Reviewed on: 18th April 2026

I use PayPal for most things its safe and secure if...

5
I use PayPal for most things its safe and secure if I have any problems with sellers paypal ate always there to sort things out, I have told my family and friends to start using PayPal Reviewed on: 18th April 2026

Flexible payment plan available through major retail...

5
Flexible payment plan available through major retailers Reviewed on: 18th April 2026

Paypal credit

5
Easy to use and very helpful to have 0% interest option for four months Reviewed on: 18th April 2026

Excellent

5
Excellent customer service 10 out of 10 Reviewed on: 18th April 2026

Smooth and stress-free experience

5
My experience with PayPal has been truly positive; they make checkout and account management smooth and stress-free. Reviewed on: 18th April 2026

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