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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181140 reviews)

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4.73

Based on 181,140 reviews, last reviewed 3rd Sep 2026

14% decrease in 5 star reviews

in the past 90 days

4% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

So happy with PayPal credit ... It's been good having PayPal as an option to pay with PayPal credit. It's made life alot easier for me when I needed to budget and pay other essential... Read more Reviewed on: 3rd September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181140)

Good service and excellent way safe Tomane payments

Good service and excellent way safe Tomane payments Reviewed on: 18th April 2026

Too easy

PayPal Credit is SO easy to access, and gets easier all the time… but that’s a double-edged sword, hence my middling score. It’s just too easy to rack up a lot of debt, which is then a challenge to get on top of, and it’s not always clear exactly what you’re paying or what’s due, especially when it sometimes takes several days for payments to update. Reviewed on: 18th April 2026

Amazing finance provider

Amazing finance provider, amazing payment plans, easy to pay back, great time frames Reviewed on: 18th April 2026

Great service never had any problems

Great service never had any problems Reviewed on: 18th April 2026

I use PayPal everyday.

I use PayPal everyday. I feel safe with the transactions and the support when I need it. Reviewed on: 18th April 2026

Fast & Secure

I have used PayPal for sending and receiving money, especially for online shopping and personal transfers. I find it very convenient because it is quick, secure, and easy to use. I like that I can pay without sharing my bank details with every seller, which gives me confidence when buying online. In my experience, transactions are usually smooth and instant. I also appreciate the buyer protection feature, which makes me feel safer when purchasing items from new or unfamiliar sellers. On a few occasions when I needed help, customer support was helpful and resolved my issue. Overall, my experience with PayPal has been positive, and I would recommend it for anyone looking for a reliable and secure way to manage online payments. Reviewed on: 18th April 2026

Been using PayPal for years.

Been using PayPal for years. Has everything for me. Best product. Reviewed on: 18th April 2026

I've had nothing but excellent service

I've had nothing but excellent service Reviewed on: 18th April 2026

I use there credit services regularly

I use there credit services regularly really good for paying for holidays as have 4 months to pay off the balance. Reviewed on: 18th April 2026

Very easy to use ,very good for everything

Very easy to use ,very good for everything Reviewed on: 18th April 2026

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