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PayPal: PayPal Credit reviews

4.73
Based on 142,788 reviews, last reviewed 19th Jun 2026
4228050% increase in 5 star reviews
in the past 90 days
12100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and access. Easy to use and access. Makes shopping so convenient. Refunds are dealt with very quick and efficient. Reviewed on: 19th June 2026
Kelly W's avatar
Kelly W

Latest lowest rating:

1

Nah I’m good allow it Nah I’m good allow me Lilly what you Reviewed on: 18th June 2026
Rayyan p's avatar
Rayyan p

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (142788)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I love pay pal I asked everyone download pay pal...

5
I love pay pal I asked everyone download pay pal app Reviewed on: 9th June 2026

Excellent service, grate customer service and great...

5
Excellent service, grate customer service and great rewards. I have had to speak to PayPal before and the were fantastic with their communication and ability to help me quickly and easily. The rewards and points are a great way to entice you to use PayPal Reviewed on: 9th June 2026

So far so good, easy to follow and repay

4
So far so good, easy to follow and repay Reviewed on: 9th June 2026

Fabulous flexibility and the change to have 0% for 6...

5
Fabulous flexibility and the change to have 0% for 6 months is refreshing. Reviewed on: 9th June 2026

I have been using PayPal for several years, and alwa...

5
I have been using PayPal for several years, and always find a solution if there is a problem. There is a solution to everything Reviewed on: 9th June 2026

has great customer service

5
PayPal has great customer service and is very easy to contact- unlike the banks. Reviewed on: 9th June 2026

Always use PayPal .

5
Always use PayPal . Quick and convenient and feel safe. Had a PayPal account for 10 years. Getting better by they year with new improvements such as the + Reviewed on: 9th June 2026

always a great tool to have with the availability of...

4
always a great tool to have with the availability of pay in 4 Reviewed on: 9th June 2026

Ive used Paypal for years and ive never had a proble...

5
Ive used Paypal for years and ive never had a problem with it. it has worked the customer service is always quick to answer and sort out your problem Reviewed on: 9th June 2026

Able to use money smartly and pay easily in numerous...

5
Able to use money smartly and pay easily in numerous stores and online Reviewed on: 9th June 2026