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PayPal: PayPal Credit reviews

4.73
Based on 181,141 reviews, last reviewed 4th Sep 2026
15% decrease in 5 star reviews
in the past 90 days
6% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safest putchase I always.pay with.paypal as.i find it the safest company to protect my purchases Reviewed on: 4th September 2026
Emma 's avatar
Emma

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181142)

PayPal Credit has been a convenient and flexible way...

5
PayPal Credit has been a convenient and flexible way to manage purchases. The application process was quick, and it’s easy to use when checking out online. Payments are straightforward, and it offers helpful short-term credit when needed. Reviewed on: 18th April 2026

No option to speak to a real person

3
No option to speak to a real person Reviewed on: 18th April 2026

Not had any issues

5
Not had any issues, app works well Reviewed on: 18th April 2026

Always use PayPal for everything.

5
Always use PayPal for everything. Best service provider. Reviewed on: 18th April 2026

All the time I have been doing very good experiences!

5
All the time I have been doing very good experiences!!!!! Reviewed on: 18th April 2026

Very fast and easy.

5
Very fast and easy. I'm very happy top use Reviewed on: 18th April 2026

A Flexible and Convenient Financial Tool

5
I’ve been using the PayPal Credit service for a while now, and it has become a staple in my online shopping routine. The biggest advantage for me is the seamless integration. Reviewed on: 18th April 2026

Very good Very good

5
Very good very good very good very good Reviewed on: 18th April 2026

Overall paypal credit is good

5
Overall paypal credit is good, not had too use their customer service as of yet. Reviewed on: 18th April 2026

I trust paypal

5
I trust paypal for all my online purchases, if a seller doesn't offer paypal as an option, then they don't get my business Reviewed on: 18th April 2026

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