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PayPal: PayPal Credit reviews

4.73
Based on 181,141 reviews, last reviewed 4th Sep 2026
15% decrease in 5 star reviews
in the past 90 days
6% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safest putchase I always.pay with.paypal as.i find it the safest company to protect my purchases Reviewed on: 4th September 2026
Emma 's avatar
Emma

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

In general my experience with paypal is positive , p...

5
In general my experience with paypal is positive , part from minor customer service , like lack of response or inability to help cause of some issues with the address, all overcome with patience so all fine Reviewed on: 18th April 2026

Great service

5
I aways use paypal. Its a safe way to pay. Reviewed on: 18th April 2026

Good service and offers pay in 3 or PayPal credit.

5
Good service and offers pay in 3 or PayPal credit. Reviewed on: 18th April 2026

Easy to use

5
So easy to use , feel really comfortable ordering and paying with PayPal Reviewed on: 18th April 2026

Great service to use to help in daily life.

5
Great service to use to help in daily life. And helps with monthly payments Reviewed on: 18th April 2026

Easy online service and pay in 3 options are so good.

5
Easy online service and pay in 3 options are so good. Reviewed on: 18th April 2026

Issue with an order was resolved quickly, easy to co...

5
Issue with an order was resolved quickly, easy to contact PayPal and short waiting time. Quick response to any request for credit and keep me updated about upcoming payments. I prefer PayPal to a loan as you can pay when you please, makes it easy to manage my finances Reviewed on: 18th April 2026

It has been a really good experience so far .

5
It has been a really good experience so far .. paying my bills on time and talking to customer service team whenever I have got an issue with my account Reviewed on: 18th April 2026

PayPal PayPal credit is really easy to navigate...

5
PayPal and PayPal credit is really easy to navigate and any queries are dealt with promptly and effectively. Reviewed on: 18th April 2026

Fast easy to use and nice rewards.

5
Fast easy to use and nice rewards. Reviewed on: 18th April 2026

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