Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

Reliable

5
Was very easy to borrow after years of being rejected. With few clicks, it was done. Reviewed on: 18th April 2026

Very good app easy pay in 3 system, and great 4 mont...

5
Very good app easy pay in 3 system, and great 4 month intrat free if over 100 quid great service in my opinion Reviewed on: 18th April 2026

I am technophobic but using the system was an absolu...

5
I am technophobic but using the system was an absolute pleasure. Reviewed on: 18th April 2026

I have so many cases with the seller and PayPal are...

5
I have so many cases with the seller and PayPal are all ways make sure they seller me Refund in time You're a very successful case close. Reviewed on: 18th April 2026

Its a great company with exellent worker

5
Its a great company with exellent worker Reviewed on: 18th April 2026

Good fast service.

5
Good fast service. I'm very satisfied with. Reviewed on: 18th April 2026

Satisfied with the service

5
Satisfied with the service. I have used PayPal credit for some years now. It provides security for money and it is very convenient and easy to use Reviewed on: 18th April 2026

Zero problems

5
Never had any issue. Fast to pay and easy to manage. Reviewed on: 18th April 2026

I feel more confident when I use PayPal to pay for...

5
I feel more confident when I use PayPal to pay for my purchases because if something goes wrong you have help to resolve any problems with receiving goods or refunds. It gives you some protection. Reviewed on: 18th April 2026

Always Paypal

5
I'm using PayPal many years ago. Easy to use it. PayPal credit and pay-in-3 such a big help when you need spend a bit bigger amount. Easy to follow all your spending. Reviewed on: 18th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101299 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products