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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Easy to understand very transparent

Easy to understand very transparent Reviewed on: 18th April 2026

Ease of use and availability are hard to beat.

Ease of use and availability are hard to beat. Reviewed on: 18th April 2026

Always fast and easy, would recommend

Always fast and easy, would recommend Reviewed on: 18th April 2026

Happy to use this.

Happy to use this. Get points and benefits Reviewed on: 18th April 2026

Great Service

I enjoyed PayPal a lot but they have to review the credit in interval. Reviewed on: 18th April 2026

PayPal is the best way to use credit.

PayPal is the best way to use credit. Pay in 3 is very handy. Reviewed on: 18th April 2026

PayPal Credit has been a great tool for buying items.

PayPal Credit has been a great tool for buying items and paying them up interest free. Either monthly pay interest free in 3 instalments or interest free over 4 months. Very helpful as long as it’s used wisely. I have had one issue while using PayPal Credit where PayPal’s outcome was not in my favour and I had to pay for goods I had not received, which I wasn’t happy about. Other than that the service is good. I mainly use PayPal Debit Card just now which allows me to earn points which gives me money off shopping. Reviewed on: 18th April 2026

Great I’ve had no trouble at all

Great I’ve had no trouble at all Reviewed on: 18th April 2026

The best app ever and very helpful

The best app ever and very helpful Reviewed on: 18th April 2026

Enjoyable and easy.

Enjoyable and easy. Would recommend. Reviewed on: 18th April 2026

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