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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

I've never had an issue.

I've never had an issue. If I've ever gotten a bit stuck with how to do something its been really simple to contact them and ask for assistance. Reviewed on: 18th April 2026

Difficult to contact customer service if needed but...

Difficult to contact customer service if needed but in the main ok Reviewed on: 18th April 2026

Very effective service

Always a quick and knowledgeable response Reviewed on: 18th April 2026

Excellent - easy to use

Excellent - easy to use and customer service etc very good too it’s handy to have Reviewed on: 18th April 2026

Excellent fast transactions easy to use

Excellent fast transactions easy to use Reviewed on: 18th April 2026

PayPal is great!

PayPal has so many ways to pay for goods and you can spread the cost of large purchases over 4 months interest free. Reviewed on: 18th April 2026

Simple to use, , not greedy like other credit cards

Simple to use, pay in 3 great idea , not greedy like other credit cards Reviewed on: 18th April 2026

Easy to use and completely secure.

Easy to use and completely secure. Reviewed on: 18th April 2026

You know if you have any problems PayPal are there t...

You know if you have any problems PayPal are there too help Reviewed on: 18th April 2026

Convenient and flexible payment option

I like the flexibility it offers for spreading out payments, which is helpful for larger purchases. As long as you stay on top of payments and understand the terms, it works very well and can be a great financial tool. Overall, I find PayPal Credit reliable, convenient, and a helpful option when you need a bit of extra flexibility. Reviewed on: 18th April 2026

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