Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

View other PayPal products

4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181143)

Very clear , very easy to use , very helpful custome...

Very clear , very easy to use , very helpful customer service, nice packages for different needs Reviewed on: 18th April 2026

Amazing service throughout, I've been an account ho...

Amazing service throughout, I've been an account holder with PayPal for 20 years, its always my go to for online payments, I feel safe in the knowledge PayPal has my back Reviewed on: 18th April 2026

Just really easy and good.

Just really easy and good. Rewards are good too which always helps! Reviewed on: 18th April 2026

Simple and secure payments, easy to use

Simple and secure payments, easy to use Reviewed on: 18th April 2026

Flexibility

I appreciate the flexible payment options Reviewed on: 18th April 2026

Can not complain, I never had a bad experience

Can not complain, I never had a bad experience Reviewed on: 18th April 2026

I find it very easy to use and understand, especiall...

I find it very easy to use and understand, especially when I'm not good with online tech Reviewed on: 18th April 2026

Easy to use App

I like the three payments and other credit I have in the past. Reviewed on: 18th April 2026

Excellent service , flexible payment options and hel...

Excellent service , flexible payment options and helpful customer services Reviewed on: 18th April 2026

Excellent

Easy to use, no issues with payments. Reviewed on: 18th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101299 reviews
Payments
from PayPal 4.72 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub