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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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PayPal PayPal Credit reviews (181143)

Highly recommended .

So helpful, & very easy to use ,I have bought alot in my time from when I first started using PayPal, paying things of monthly, whether it be small or large, highly recommended.i have bought things from RC cars to a smoke machine for Halloween, paying it off monthly takes the pressure off struggling to find the money when you are struggling. Reviewed on: 18th April 2026

Keep it up

I’ve always been using PayPal and never ever been any issue with it. It has allowed me to make couple of purchases due to the offers etc. thank you! Reviewed on: 18th April 2026

I have used Paypal Credit for years.

I have used Paypal Credit for years. Its such an easy way to pay and optikn of direct debit is good so that I dont have to remember to log in and pay. Good range of payment options too. Its been invaluable t I me over the years Reviewed on: 18th April 2026

Great PayPal

I am with PayPal for a very long time and never had any issue, the credit offer is also very good Reviewed on: 18th April 2026

Great experience

PayPal has been great, everything in app is so easy to understand and highly protected. Love Reviewed on: 18th April 2026

It’s accessible way to gain credit.

It’s accessible way to gain credit. Reviewed on: 18th April 2026

Excellent service!

Excellent service! Simple to use! Reviewed on: 18th April 2026

happy to accomidate and help when needed

happy to accomidate and help when needed Reviewed on: 18th April 2026

I've had a great experience regarding using paypal t...

I've had a great experience regarding using paypal to recieve and send payments and manage my money, including sending and recieving to friends, paying foir products and recieving money for selling items and for ad revenue Reviewed on: 18th April 2026

Best service im happy

Best service on the world im happy Reviewed on: 18th April 2026

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