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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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PayPal PayPal Credit reviews (181143)

Great stuff good experience love it easy

Great stuff good experience love it easy Reviewed on: 18th April 2026

Uncomplicated

My experiences so far have been positive. The processes are very clear and easy to follow Reviewed on: 18th April 2026

never had any issues

As if yet I have never had any issues with using PayPal credit Reviewed on: 18th April 2026

Always great , quick and quality

Always great , quick and quality Reviewed on: 18th April 2026

Excellent service

Easy to use, graphic user interface friendly. Reviewed on: 18th April 2026

Convenient and easy to use.

Convenient and easy to use. Handy . credit and no apr if paid monthly. Reviewed on: 18th April 2026

Excellent with a capital E

My whole experience since day 1 with paypal has been excellent Reviewed on: 18th April 2026

Really trusted brand!

Really trusted brand, easy online app to manage statements and payments. Well recognised brand and can be used at most online stores. Love the pay in 3 and also the 4 months interest free over £99. Some offers on 12 months interest free too which are great for larger purchases. Lots you can do on PayPal now; pooling for collections and paying friends and family and it feels safe to do it. Love the addition of the credit card that can be used physically or digitally in a shop now Reviewed on: 18th April 2026

When reporting a scam it took numerous phone calls a...

When reporting a scam it took numerous phone calls and countless repeating the issue sending proof Reviewed on: 18th April 2026

HAPPY esse of use

Just so easy to navigate user friendly excellent great to use everything straight forward Reviewed on: 18th April 2026

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