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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

Very simple to use.

5
Very simple to use. its staight forward and you see everything in one place. Reviewed on: 18th April 2026

Really easy to use and great to be apart off

5
Really easy to use and great to be apart off Reviewed on: 18th April 2026

Paypal is invaluable.

5
I have used Paypal for many years and have found it invaluable in the way I use either payments or 0% credit. The flexibility of the service allows me to pick and choose the most cost advantageous method of paying for services or goods. Reviewed on: 18th April 2026

Spot on..

5
I use it regularly and find it convenient and first class with the buyer protection process. Reviewed on: 18th April 2026

Overall is good but once I received my salary or pa...

4
Overall is good but once I received my salary or pay late due to some admin issues and you guys fined me 12 pounds . Its not fair , sometimes its can be Reviewed on: 18th April 2026

They are very helpful and respond quickly to enquiries

5
They are very helpful and respond quickly to enquiries Reviewed on: 18th April 2026

I love i can pay for holidays and on any site and ha...

5
I love i can pay for holidays and on any site and have a great limit Reviewed on: 18th April 2026

Best UX ever.

5
Best UX ever. The app is very smooth and the additional delivery tracking feature is a great addition Reviewed on: 18th April 2026

PayPal is your friend

5
PayPal is forever reliable and fair. I’d recommend to anyone! Reviewed on: 18th April 2026

Very easy to setup and easy to use and manage...

5
Very easy to setup and easy to use and manage Reviewed on: 18th April 2026

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