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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

Ease of use, convenient, highly recommended.

5
Ease of use, convenient, highly recommended. Reviewed on: 18th April 2026

Easy to use, quick access to credit and ability to s...

5
Easy to use, quick access to credit and ability to split payments is really helpful Reviewed on: 18th April 2026

Always there to sort out problems.

5
Always there to sort out problems. Use PayPal every time I spend. You know your supported. Reviewed on: 18th April 2026

Its been very helpful for paying for things online

5
Its been very helpful for paying for things online Reviewed on: 18th April 2026

Reliable and Convenient Credit Solution

5
PayPal Credit has been a convenient and reliable service for managing my purchases. The application process was straightforward, and I appreciate the flexibility it offers with payments. It’s especially helpful for spreading the cost of larger purchases, and the platform is easy to navigate. Overall, a great option for anyone looking for a simple and accessible credit solution. Reviewed on: 18th April 2026

I'm using PayPal for many purposes, and I'm happy w...

5
I'm using PayPal for many purposes, and I'm happy with services Reviewed on: 18th April 2026

Paypal are easy to use and give responsive updates

5
I find paypal easy to use and simple to understand. I regularly pay more than the expected amount due and find paypal are quick to update balances. Reviewed on: 18th April 2026

Top notch

5
Convenience easy to use hassle free and good customer service Reviewed on: 18th April 2026

Great app, support helpful and quick.

5
Great app, support helpful and quick. Range of services. Reviewed on: 18th April 2026

Always use PayPal, they have been exceptionally help...

5
Always use PayPal, they have been exceptionally helpful if you aren’t happy with supplier issues Reviewed on: 18th April 2026

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