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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Easy to use with excellent communication giving plen...

Easy to use with excellent communication giving plenty of notice and information Reviewed on: 18th April 2026

Easy Backup

PayPal Credit has been easy to use and convenient for online purchases. The 0% for 4 months offer has helped me manage bigger expenses without stress. Overall, a smooth and reliable service.” Reviewed on: 18th April 2026

very reliable and trustworthy and good to rely upon

very reliable and trustworthy and good to rely upon Reviewed on: 18th April 2026

Easy to ise app is great always kept up to...

Easy to ise app is great always kept up to date Reviewed on: 18th April 2026

Fast reliable service.

Fast reliable service.I can count on paypal if needed glad the service exists. Reviewed on: 18th April 2026

Good card

Very good to use always doing everything right and never declining Reviewed on: 18th April 2026

I have had overall a very good experience, though pe...

I have had overall a very good experience, though pending payments can take a bit long to process. Reviewed on: 18th April 2026

PayPal has helped when I needed most!

PayPal has helped when I needed most! Reviewed on: 18th April 2026

Safe and easy to use

I find PayPal offers that additional level of safety and allows me to manage all my finances under one brand. Reviewed on: 18th April 2026

Always very quick and easy to use.

Always very quick and easy to use. Security is good too which is important nowadays. Reviewed on: 18th April 2026

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