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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

Work for me when I need it the most.

4
Work for me when I need it the most. Reviewed on: 18th April 2026

Excellent payment solver

5
Paypal gets one covered by using its credit and paying later. Reviewed on: 18th April 2026

Happy Customer

5
Easy to use, easy to make payments to cannot fault the service Reviewed on: 18th April 2026

I USE PAYPAL ALL THE TIME WHEN BUYING GOODS OR FOOD...

5
I USE PAYPAL ALL THE TIME WHEN BUYING GOODS OR FOOD I TRUST PAYPAL AND WOULD RECCOMEND TO ALL MY FRIENDS. Reviewed on: 18th April 2026

I love it!

5
PayPal credit enables me to purchase items i need without having to worry about running out of money, the app is really simple to use with great features like setting up a direct debit or paying off early Reviewed on: 18th April 2026

Easy to use, fast, efficient, safe & secure.

5
Easy to use, fast, efficient, safe & secure.. Reviewed on: 18th April 2026

PayPal is the greatest of the best.

5
PayPal is more reliable, secure and trustworthy than most other financial institutions. Reviewed on: 18th April 2026

PayPal is amazing.

5
PayPal is amazing. I can make a payment from any of my funding sources to almost anywhere, flawlessly. And now they do credit! Reviewed on: 18th April 2026

Absolutely love paypal

5
Absolutely love paypal,.works.everytime so many. options to pay with also. Do most of my shopping using PayPal. Reviewed on: 18th April 2026

My experience with paypal is very very nice

5
My experience with paypal is very very nice Reviewed on: 18th April 2026

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