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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Payments made with ease

Excellent as easier to pay through PayPal than having to use cards, secure and reliable. Payments made with ease. Reviewed on: 18th April 2026

Convenient and trusted way to use credit.

Convenient and trusted way to use credit....and 4 months interest free is a great incentive Reviewed on: 18th April 2026

Its been great.

Its been great. Very flexible with who it can be used on and lots of interest free options Reviewed on: 18th April 2026

I’ve been using PayPal for years now, and it’s easil...

I’ve been using PayPal for years now, and it’s easily one of the most useful tools I have for managing money. Whether I’m paying for online shopping, sending money to family and friends, or receiving payments for things I’ve sold, the whole process is smooth and straightforward. Reviewed on: 18th April 2026

Just great, good app to use . Excellant all round

Just great, good app to use. Good limits and good with any refunds Reviewed on: 18th April 2026

All very smooth and easy to use, no issues

All very smooth and easy to use, no issues Reviewed on: 18th April 2026

PayPal is my go to money app.

PayPal is my go to money app, sending money to friends and family is so easy, paying for things online, using the pay in 3 option really is great and helps to pay for things. Just gets better and easier. Reviewed on: 18th April 2026

PayPal credit is absolutely brilliant.

PayPal credit is absolutely brilliant. First discovered it when my phone broke and needed a fast replacement and saw it as an option on eBay! When it’s an unexpected purchase the flexibility of paying has been amazing! I’ve since used it to fund an emergency trip in a family crisis! Brilliant !! Reviewed on: 18th April 2026

PayPal credit allow 4 months interest free borrowing...

PayPal credit allow 4 months interest free borrowing which has helped alot with my financial situation Reviewed on: 18th April 2026

My experience has always been good

My experience has always been good Reviewed on: 18th April 2026

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