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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Seamless experience and great offers

Seamless experience and great offers Reviewed on: 18th April 2026

Great app

Great to use and they help with any problems Reviewed on: 18th April 2026

Always a good experience, PayPal is my only preferre...

Always a good experience, PayPal is my only preferred method of payment I feel safe knowing I am protected customer service is excellent I love the app it’s so easy to use I love PayPal! Reviewed on: 18th April 2026

Such an easy and convenient way to shop

Such an easy and convenient way to shop Reviewed on: 18th April 2026

Easy and simple to use

Easy and simple to use - makes large purchases easier to buy by allowing you to spread the cost Reviewed on: 18th April 2026

Easy to use and reliable credit option

I’ve had a good experience with PayPal Credit so far. It’s simple to use, especially when checking out online, and the ability to spread payments has been really helpful. The interface is clear, and transactions show up quickly. As long as you keep track of payments, it works exactly as expected. Reviewed on: 18th April 2026

good service

always had good experiences any issues sorted out quickly, safe and easy to use Reviewed on: 18th April 2026

PayPal has worked very well for me

PayPal has worked very well for me Reviewed on: 18th April 2026

Useful tool

Use paypal alot and paypsl credit as gives you a little more time to pay for something if needed. Always easy to use and transaction go through quickly Reviewed on: 18th April 2026

Goodwill

Goodwill is need in exxeptional cases Reviewed on: 18th April 2026

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