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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Happy shopper

Easy to use online,gives confidence when buying Reviewed on: 18th April 2026

Number one app

I would definitely recommend. PayPal helps me out with my credit. Reviewed on: 18th April 2026

Overall, the best!

I’ve been using PayPal for a while now, and it’s honestly been really helpful whenever I need to manage payments quickly. It’s easy to use, feels secure, and works smoothly every time. I especially like the no-interest promotional offers on certain purchases and even they make it much easier to spread out payments without extra stress. Overall, it’s a reliable and convenient option that I can depend on. Reviewed on: 18th April 2026

I’m using PayPal since 2016 I can buy flights as I l...

I’m using PayPal since 2016 I can buy flights as I live abroad and I can pay easily with direct debit when I’m available without worrying about my money with 0 interests. Reviewed on: 18th April 2026

Peace of mind and security

PayPal is very convenient for buying urgent when you do not have the fund or full available immediately. The flexibility to pay for thing make life a little less stressful. I would recommend it for the peace of mind and security. I however, would love PayPal to allow it customers to clear the buy now pay later debt before clearing the actual overall credit. I had it once and wanted to make a payment but not allow to until I cleared the normal credit first. So I reverted to only use the pay in 3 option. Reviewed on: 18th April 2026

Simple to use and sensible credit limit.

Simple to use and sensible credit limit. Easy to use in most places. I find this the best credit facility that I use. Customer service is also very user friendly. Highly recommend to anyone. Reviewed on: 18th April 2026

Gives me the best value for using my money.

Gives me the best value for using my money. Pay off in full without interest options. Reviewed on: 18th April 2026

Good but was much better when it was easy to speak t...

Good but was much better when it was easy to speak to you on phone Reviewed on: 18th April 2026

Great customer service.

Great customer service. Easy to use app reliable with great offers for credit Reviewed on: 18th April 2026

Paypal Credit, flexible, easy and accessible..

Paypal Credit is very flexible and easy to manage.. Very clear and easy to understand and offers various options and finance. Paypal Credit also proactively offers credit raises when you may be eligible, unlike other credit companies. Reviewed on: 18th April 2026

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