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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Love using PayPal and it's awesome for everything I...

Love using PayPal and it's awesome for everything I need Reviewed on: 18th April 2026

PayPal makes payments really easy and their pay in 3...

PayPal makes payments really easy and their pay in 3 option as well as interest free credit card offers are so handy Reviewed on: 18th April 2026

Paypal Review

I’ve been using PayPal for a while now, mainly for online shopping and sending money to friends and family. One thing I like about it is how quick and convenient it is—I don’t have to enter my card details every time I make a purchase, which saves a lot of time. I’ve also used PayPal for receiving payments, and I found it reliable. The notifications are instant, and it’s easy to transfer money to my bank account. I feel that the platform is secure, especially with features like buyer protection, which gives me confidence when buying from new or unfamiliar sellers. However, there have been a few times when transfers took longer than expected, especially when moving money to my bank. Also, customer service can sometimes be slow to respond. Despite that, overall my experience has been positive, and I find PayPal to be a trustworthy and efficient payment method. Reviewed on: 18th April 2026

Points and earning money for using is really great a...

Points and earning money for using is really great as I use PayPal for pretty much everything Reviewed on: 18th April 2026

Paypal is excellent choice of credit and makes the c...

Paypal is excellent choice of credit and makes the check out process of shopping online so easy. I would recommend paypal to everyone and have got my family to start an account. The online app can get a little confusing with payments however it all works out! Reviewed on: 18th April 2026

paypal sate and easy.

Always use paypal when I can, safe and easy. Reviewed on: 18th April 2026

Never had a problem, simple to use, self explanitory...

Never had a problem, simple to use, self explanitory, great people Reviewed on: 18th April 2026

PayPal has been a fantastic partner to buy and sell...

PayPal has been a fantastic partner to buy and sell with for over 20 years. It’s great to see the recent expansion of features in the app and payment solutions. Reviewed on: 18th April 2026

Got my creditrating up again

Got my credit rating up again , been with them 20 years Reviewed on: 18th April 2026

Ease of use and able to use more now because of phys...

Ease of use and able to use more now because of physical card Reviewed on: 18th April 2026

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