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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

Simple safe and easy to use.

5
Simple safe and easy to use. It’s now widely accepted and I like the convenience of spreading repayments and the interest free options Reviewed on: 18th April 2026

Paypal is easy to follow and always there when you n...

5
Paypal is easy to follow and always there when you need it. I am a long term user of Paypal. It feels secure and dependable. Reviewed on: 18th April 2026

Amazing service.

5
Amazing service. Quick and trustworthy Reviewed on: 18th April 2026

Exelent and beateful services and good comunication!

5
Exelent and beateful services and good comunication! Reviewed on: 18th April 2026

Had PayPal credit couldn’t recommend it more.

5
Had PayPal credit couldn’t recommend it more. Affordable repayments Reviewed on: 18th April 2026

I have found Paypal services easy to navigate at eve...

5
I have found Paypal services easy to navigate at every level, reliable and convenient. Reviewed on: 18th April 2026

Was Excellent now phenomenally Brilliant experience

5
Great customer Service And premium security, the physical cards were a game changer Reviewed on: 18th April 2026

Life savers

5
I got PayPal credit when I was in a tight situation, it helped me carry on and continue. It's a pretty decent credit provider. With automatic reminders and payment summary two weeks ahead of the date. After a few years I'm still using it keeping up to date with payments of about 40-50 pound per month. It can be used with most things to pay and the pay in three is fantastic. Reviewed on: 18th April 2026

PayPal is good

5
Been very good too use and helpful support Reviewed on: 18th April 2026

All good

5
Never had any problems. PayPal is a household name now. Reviewed on: 18th April 2026

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