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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

PayPal credit is a useful tool for my eBay business...

PayPal credit is a useful tool for my eBay business which enables me to buy stock instantly and pay the balance at a convenient time. Reviewed on: 18th April 2026

Allows interest free payments on a wide range of ite...

Allows interest free payments on a wide range of items from big household purchases to holidays and I feel more in control because I do not have a physical credit card to use. Reviewed on: 18th April 2026

Great service

Easy to use. Great options available Reviewed on: 18th April 2026

Banks compared with PayPal

Very good from credit to banks difference Reviewed on: 18th April 2026

Reviewing Paypal

Great value using Always had a good experience using PayPal. Love the points system. The homepage layout. Everything easy to find. Most query's answered using the Q&A page. Would recommend it to everyone! Reviewed on: 18th April 2026

Widely accepted and great support when things don’t...

Widely accepted and great support when things don’t go too well. Reviewed on: 18th April 2026

Amazing!

Love the flexibility of 4 months for larger purchases and generous credit limit, the option to add a physical card and use in store is amazing Reviewed on: 18th April 2026

I use PayPal every time for online purchases gives m...

I use PayPal every time for online purchases gives me confidence shopping online Reviewed on: 18th April 2026

Good choice of payment options.

Good choice of payment options such as use of credit, split payments over 3 months or paying in full from choice of cards registered . This is a really helpful provision for budgeting. . Easy to follow transactions. Reviewed on: 18th April 2026

Always found PayPal very useful.

Always found PayPal very useful. Customer service is good and the app is very useful to navigate around Reviewed on: 18th April 2026

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