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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

Interest is great!

5
I really like the 0% interest for four months on any order over 99% makes it very easy to use and budget larger buys without having interest worry you. easy to pay back or early if you want to and can put the card on apple pay super userul! Reviewed on: 18th April 2026

PayPal are excellent, I use them everyday.

5
PayPal are excellent, I use them everyday. I’ve also introduced friends & family to them. Reviewed on: 18th April 2026

The best

5
PayPal offered very good credit card service to dig me out of a debt for which there was 0% interest for 3 months….!!!Really good deal Reviewed on: 18th April 2026

Excellent

5
Ver good experience, really helped me out Reviewed on: 18th April 2026

great offers

5
East set up, great offers on interst rates, interst free for 4 months gives adequate time to make payments. Overall a great card to have in my wallet Reviewed on: 18th April 2026

PayPal thank

5
Paypal credit help you spread the cost Reviewed on: 18th April 2026

No comment.

4
No comment. I’ve only just started using Reviewed on: 18th April 2026

good in all

5
yes they all good for wark and recmend my famly and frends Reviewed on: 18th April 2026

Easy to use and keep up with my spendibg

4
Easy to use and keep up with my spendibg Reviewed on: 18th April 2026

Very easy and very convenient to use ,never had any...

5
Very easy and very convenient to use ,never had any issues. Reviewed on: 18th April 2026

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