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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

All really good!

5
All really good!!Great app!!Big help the my life!! Reviewed on: 18th April 2026

Great service for what i needed would highly recomme...

5
Great service for what i needed would highly recommend to most people very prompt and helpful Reviewed on: 18th April 2026

Excellent paypal

5
Excellent service, love it. Will use again. I used for most things. Reviewed on: 18th April 2026

It has been amazing it always been there for me than...

5
It has been amazing it always been there for me thanks PayPal Reviewed on: 18th April 2026

PayPal gives me the best options for online purchase...

5
PayPal gives me the best options for online purchases allowing at least 4 options to pay for purchases and all covered by the money back guarantee. They also provide an excellent support service if you have an issue with purchased items. Reviewed on: 18th April 2026

Full refund

5
I once had no product sent by a seller so I got intouch with PayPal and they refunded me my money Reviewed on: 18th April 2026

My Go To For Safety

5
Always my go to if wishing to ensure a safe purchase. Often won’t buy if PayPal not available. Reviewed on: 18th April 2026

Simple intuitive.

5
Simple intuitive, helped on a weekend with pals managing who paid for what Reviewed on: 18th April 2026

Friendly, helpful, knowledgeable but also profession...

5
Friendly, helpful, knowledgeable but also professional- all I require inna service Reviewed on: 18th April 2026

Straightforward way to spread costs interest-free

5
Hassle-free, straightforward way to spread costs over a period of time interest free. Reviewed on: 18th April 2026

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