Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

View other PayPal products

4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181143)

Great experience

Always makes it so easy to pay. Use PayPal credit to get my kids Christmas presents which means I have more time to pay it off. Great experience! Reviewed on: 18th April 2026

I only purchase if PayPal its safe

I only purchase if PayPal is available then I know it's safe, if the retailer doesn't meet standards PayPal rectifies Reviewed on: 18th April 2026

Quick response when paying online keeps you up to da...

Quick response when paying online keeps you up to date when your expecting a parcel my account is easy to access and understand you can use PayPal literally any stores and it's peace of mind when desperately needed. Reviewed on: 18th April 2026

Very easy to set up, very convenient mo problems wha...

Very easy to set up, very convenient mo problems what so ever Reviewed on: 18th April 2026

Fast easy to use , good app, never had a problem usi...

Fast easy to use , good app, never had a problem using PayPal Reviewed on: 18th April 2026

Great and very helpful.

Great and very helpful. Easy way to use Reviewed on: 18th April 2026

First class any disputes dealt with quickly and effi...

First class any disputes dealt with quickly and efficiently Reviewed on: 18th April 2026

PayPal the most royal app

I’ve been with PayPal since over than decade. I find it the most secure, fast and reliable app to support its customers nationally and internationally. Reviewed on: 18th April 2026

Reliable, safe and easy

Everything about PayPal is easy and feel safe and confident using this to purchase items from anywhere Reviewed on: 18th April 2026

Easy to set up and no problems what so ever, easy to...

Easy to set up and no problems what so ever, easy to use and great service. Reviewed on: 18th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101302 reviews
Payments
from PayPal 4.72 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub