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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

Reassuring PayPal safety net.

5
Reassuring PayPal safety net. It was easy to sign up and use. Reviewed on: 18th April 2026

Best transaction method

5
PayPal has been so easy and straightforward l. It is my main payment method for most if not all my online transactions. If I have any problems I can call up and customer service team is always there to help. The service is very swift and easy and efficient. Reviewed on: 18th April 2026

Paypal helpful in many ways !!

5
Paypal is brill for unexpected meeds have now pay later iv never had any issues, very safe to use !! Reviewed on: 18th April 2026

PayPal experience

5
Easy to use and trustworthy . I always look for their logo on check outs Reviewed on: 18th April 2026

PayPal credit is second to none

5
PayPal credit is second to none, I use it constantly and have never had an issue. It helps me manage my purchases and finances monthly. Highly recommended!! Reviewed on: 18th April 2026

Best service

5
I had some issues so i contacted customer service, it was easy quick and helpful Reviewed on: 18th April 2026

I use PayPal for many years now and glad to say very...

5
I use PayPal for many years now and glad to say very happy with the 3 instalments payments and the credit opportunity for more expensive items. Reviewed on: 18th April 2026

Never had any trouble with Payal friendly polite staff

5
Never had any trouble with Payal friendly polite staff Reviewed on: 18th April 2026

PayPal financial system

5
I am using paypal since 3 years now. It is one of the excellent customer service providers. I am happy they have upgrade their financial services to banking system. Reviewed on: 18th April 2026

Very easy to use and very fast for the transactions...

5
Very easy to use and very fast for the transactions Reviewed on: 18th April 2026

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