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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

PayPal credit is a great alternative to credit card...

PayPal credit is a great alternative to credit card - often at zero percent and with a clear indication of the monthly amount to pay to clear the debt. I love it and use it all the time! Reviewed on: 18th April 2026

Very good interest rates!

Very good interest rates! Imideat response from customer service. Reviewed on: 18th April 2026

PayPal is great, just that it takes several days to...

PayPal is great, just that it takes several days to update the account with payments, it could be much faster than this in today's fast world Reviewed on: 18th April 2026

Paypal Perks

PayPal interface is easy to use and customer service is also quick and helpful. Reviewed on: 18th April 2026

Amazing - never had a bad experience.

Amazing - never had a bad experience. Reviewed on: 18th April 2026

Simple and easy to use.

Simple and easy to use. Went abroad recently and used PayPal debit, very good. Great to earn points Reviewed on: 18th April 2026

My Happy days card

PayPal credit is great because if I see something I like and can just purchase it with my pp credit card and worry about it later.. happy days Reviewed on: 18th April 2026

Excellent, convenient, secured and user friendly.

Excellent, convenient, secured and user friendly. Reviewed on: 18th April 2026

Its easy, quick and affordable Brilliant

Its easy, quick and affordable. I would highly recommend using it as I know it is safe and if there are any issues they are dealt with straight away which saves me endless emails and worry about getting my money back. Reviewed on: 18th April 2026

Excellent experience.

Excellent experience. I really trust PayPal and they are providing everything I need. I highly recommend PayPal and ai am talking about it to all my friends and family. Thank you very much, PayPal. A pleasure to have you as a helping friend. Reviewed on: 18th April 2026

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