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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

Ease of use and great value being able to pay over 4...

5
Ease of use and great value being able to pay over 4 months with 0% interest Reviewed on: 18th April 2026

Flexible and friendly

4
Used PayPal for crypto sometimes most of the time it is to send and receive money from friends and family. Some services like blablacar that I use work with PayPal so it's very useful. Reviewed on: 18th April 2026

PayPal is always quick and easy to use and is availa...

5
PayPal is always quick and easy to use and is available as a purchase option almost everywhere. When things haven’t gone quite right with a retailer they are helpful and efficient at resolving my issues without a back and forth. Honestly they’re fantastic! Reviewed on: 18th April 2026

Pay Pal is a fantastic company!

5
Pay Pal is a fantastic company! Im so happy with their credit and payment system, it has on occasion being a lifesaver. I’m very happy. Reviewed on: 18th April 2026

Great products.

5
Great product. Always there to support you if needed. Great customer service Reviewed on: 18th April 2026

The Finance Wizard

5
Just makes life so easy for paying bills, spreading costs or sending or receiving money. Reviewed on: 18th April 2026

Good protection when buying and easy to buy stuff

5
Good protection when buying and easy to buy stuff Reviewed on: 18th April 2026

Many time I used PayPal for my online shopping and i...

4
Many time I used PayPal for my online shopping and it is very easy Reviewed on: 18th April 2026

Happy with the PayPal help and offer

5
Happy with the PayPal help and offer Reviewed on: 18th April 2026

Always available when l need it to be

5
Always available when l need it to be Reviewed on: 18th April 2026

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