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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

Good star

5
PayPal is very handy to have and thay no when ordering is arriving, to your door sep Reviewed on: 18th April 2026

Mobile App

5
PayPal is my “go to” tool for a majority of my payments methods, whether buying from the internet or any daily transactions. The mobile app is very user friendly and it gives me great peace of mind knowing that my transactions, purchases or payments are fully guaranteed. Reviewed on: 18th April 2026

Very good many thanks...

5
Very good many thanks. Safe and easy to use, stuff very kind to everyone... Reviewed on: 18th April 2026

Good app.

5
Good app. Easy to use. Makes everything efficient to use. Keeps everything in one place. Face ID makes it more secure. Reviewed on: 18th April 2026

Trustworthy, reliable and friendly

5
Trustworthy, reliable and friendly Reviewed on: 18th April 2026

PP is very easy to use to pay for goods, and the pay...

5
PP is very easy to use to pay for goods, and the pay in 3 is excellent. Reviewed on: 18th April 2026

Excellent Service, Highly Recommend

5
Even when things go wrong PayPal come to your rescue. Their Customer service team are easy to reach and most helpful. Highly recommend Reviewed on: 18th April 2026

Never had any issues and it's easy to use alway...

5
Never had any issues and it's easy to use alway use it Reviewed on: 18th April 2026

Excellent service and always reliable, my go to service

5
Excellent service and always reliable, my go to service Reviewed on: 18th April 2026

I love having the option and flexibility of PayPal.

5
I love having the option and flexibility of PayPal. I buy good with PayPal knowing I can manage my bills in a flexible way - it’s my only source for credit now. Reviewed on: 18th April 2026

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