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PayPal: PayPal Credit reviews

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4.90
Based on 106,211 reviews, last reviewed 13th May 2026
2554500% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Online safety. I always use paypal for online transactions because its safest way to shop online Reviewed on: 13th May 2026
Adis C's avatar
Adis C

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106211)

Simple to use and manage

5
Simple to use and manage, great for the yearly holiday or the unexpected purchase Reviewed on: 15th June 2022
ccw105's avatar
ccw105

So easy to use

5
It's brilliant and easy to keep track of payments and to keep on top of paying back better than bank credit card Reviewed on: 15th June 2022
edward milner's avatar
edward milner

Easy and manageable

5
It’s easy to use, easy to set up and super easy to manage Reviewed on: 15th June 2022
Jack Hornsby's avatar
Jack Hornsby

Absolutely fantastic

5
Absolutely fantastic. Made shopping so much easier with the variety of choices available from PayPal credit. 0% apr of paid with 4 months is a total game changer. Reviewed on: 15th June 2022
oz194's avatar
oz194

Excellent

5
Helps me when I need it. Quick and easy way with long 4 months 0%... Love it! Reviewed on: 15th June 2022
Anonymous's avatar
Anonymous

Excellent

5
Amazing and reputable service from PayPal Credit. Reviewed on: 14th June 2022
Bryan 's avatar
Bryan

So easy to use!

5
I love PayPal credit it makes checking out so easy and the repayments are so easy. Don’t ever worry about unexpected payments every again! They notify like a week before they take a repayment. Would deffo recommend Reviewed on: 14th June 2022
Olivia's avatar
Olivia

Couldn't live without it.

5
I literally use PayPal for all my online purchases. Buying online puts me off if I can't use the PayPal option. Since joining PayPal it's added much more features and is just so easy to use and understand. I'm obsessed. Love love love it. Reviewed on: 14th June 2022
Carly 's avatar
Carly

Excellent

5
No problems what do ever a very good service Reviewed on: 14th June 2022
K burns's avatar
K burns

Great company

5
I have used PayPal for a few years now & would thoroughly recommend them. No complaints. Reviewed on: 14th June 2022
Susann Cooke's avatar
Susann Cooke

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