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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

reliable and trustworthy service

Very easy service and very reliable, no issues, sometimes slightly tricky if you ever need to speak to customer services to actually find a number or helpline which isn’t an AI robot, but I have always managed to sort any issues out of which there are very few and it’s very useful to have especially linked to an eBay account. Reviewed on: 18th April 2026

I have used PayPal for a lot of my online shopping a...

I have used PayPal for a lot of my online shopping and find the service excellent. I haven't had to use the resolution option often but when I have, the problem is usually solved. Reviewed on: 18th April 2026

EXCELLENT, TRUSTED AND A GREAT FINANCIAL SUPPORT TO ALL

PAYPAL IS EASY TO USE AND I FEEL CONFIDENT & PROTECTED WHEN PURCHASING ITEMS & ALWAYS MY PREFERRED PAYMENT METHOD. THE CREDIT OPTIONS ARE EXCELLENT WITH PAY IN 3 AND 0% INTEREST PAY IN 4 MONTHS, A REAL HELP IN THESE DIFFICULT ECONOMIC TIMES. GREAT THAT A LOT OF RETAILERS NOW OFFER PAYPAL AS A PAYMENT METHOD. MY FIRST RECOMMENDATION ALWAYS PAYPAL OVER COMPLICATED COMPETITORS. FIRST CLASS LONG MAY IT CONTINUE!! Reviewed on: 18th April 2026

Great experience we'll recomended

Great experience we'll recomended Reviewed on: 18th April 2026

Easy at all good service always what I need

Easy at all good service always what I need Reviewed on: 18th April 2026

Easy to use and a great app

Easy to use and a great app also works well with Google wallet would highly recommended to anyone . Reviewed on: 18th April 2026

I have used Paypal for many years, for both credit a...

I have used Paypal for many years, for both credit and immediate payment through my bank. I can honestly say, I have never had a problem. Any issues with purchases or refunds, have been dealt with in a timely manner. I feel it is much safer making transactions through paypal, as it gives double protection to any purchases, rather than just paying through your bank. I find the interest charges are fair and the no interest payment offers are helpful for bigger purchases. Reviewed on: 18th April 2026

Nice work 10 on 10 I loved thanks

Nice work 10 on 10 I loved thanks Reviewed on: 18th April 2026

Outstanding fast efficient easy to use

Outstanding fast efficient easy to use Reviewed on: 18th April 2026

PayPal is my go-to method of making payments online.

PayPal is my go-to method of making payments online. I love the security it offers and together with buy now pay later payment options, it really helps me to afford things. Reviewed on: 18th April 2026

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