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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106581 reviews)

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4.90

Based on 106,581 reviews, last reviewed 13th May 2026

2571550% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very easy to use Very easy to use, excellent for 0% interest over 4 months Reviewed on: 13th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106581)

So worth it

Excellent for buying and paying online purchases and safe Reviewed on: 8th July 2022

Wonderful customer experience

Absolute premier class nobody can beat PayPal for customer service and honesty Reviewed on: 8th July 2022

Help me to bring me bck in hard times thank you

I like PayPal because it been used everywhere in the world I stand for correction . When I joined they they have been there to answer every question and chase for illicit transactions and get my money bck is advantage to be part of the family Reviewed on: 8th July 2022

Perfect credit

Iam so happy with PayPal credit Reviewed on: 8th July 2022

100 % recommend this product

As always, PayPal credit card customer service always there for you when you need them. Very professional, helpful, and friendly. Can’t really complain. Reviewed on: 8th July 2022

Excellent

Using PayPal is simply the best option, I’d definitely recommend. Reviewed on: 8th July 2022

Paypal is good cuz every payment made of paypal and refundable

My experience is amazing with paypal Reviewed on: 8th July 2022

Easiest credit facility ive used

I love how manageable it is and user friendly. I love how easy it is to spread larger purchases over 4 months and keep track of them from pay day to pay day Reviewed on: 8th July 2022

Amazing product

Amazing credit card , the 4month interest free is so useful Reviewed on: 8th July 2022

Amazing PayPal credit card

I'm very happy because I have PayPal credit card. I can to using it for purchase. Thanks Reviewed on: 8th July 2022

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