Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

View other PayPal products

4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181143)

Good service

Fast, secure, and easy to use—great for everyday online payments. Reviewed on: 18th April 2026

I have been using PayPal and everything is smooth

I have been using PayPal and everything is smooth Reviewed on: 18th April 2026

I use PayPal for long time and is helping me a lot...

I use PayPal for long time and is helping me a lot as i can pay instalments and is very good for me i big recomanding PayPal Reviewed on: 18th April 2026

PayPal credit is amazing because it has made it easi...

PayPal credit is amazing because it has made it easier to purchase item at my convenience. Their is less or no charge like every other credit cards . Reviewed on: 18th April 2026

PayPal the king of payment providers

PayPal online and in the app is intuitive and has a user friendly interface. The ease and safety are why I prioritise the use above other payment options. Having multiple options such as credit, bank transfer and delayed payment all within one platform puts PayPal head and shoulders above the competition. Reviewed on: 18th April 2026

Very good financial structure

Great service fast and reliable using it all the time Reviewed on: 18th April 2026

Every time i use PayPal i know that any transactions...

Every time i use PayPal i know that any transactions are secure. Reviewed on: 18th April 2026

Very helpful when I have a problem

Very helpful when I have a problem Reviewed on: 18th April 2026

join PayPal and make your life easy

I’m new to PayPal but I like the variety and options. It’s beneficial more then other apps like Klarna and clear pay and your generous with your limits Reviewed on: 18th April 2026

Sometimes you don't get a good result from being rip...

Sometimes you don't get a good result from being ripped off by a seller. Disappointing. Reviewed on: 18th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Payments
from PayPal 4.72 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101302 reviews
Payments
from PayPal 4.72 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub