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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

Excellent to spread the cost of important puchases

5
Extremely useful for a multitude of purchases like holidays, flights, accomodation and Christmas presents to spread the payments. Reviewed on: 18th April 2026

I have had nothing but excellent service from Paypal...

5
I have had nothing but excellent service from Paypal I can’t recommend it enough from paying for items to if there is a problem the customer service team is always quick to help and help solve problems excellent service keep it up Paypal. Reviewed on: 18th April 2026

Easy to use, easy monitor spending, lots of ways to...

5
Easy to use, easy monitor spending, lots of ways to pay, good rewards system for using PayPal debit card too Reviewed on: 18th April 2026

It's been easy to use and user friendly

4
It's been easy to use and user friendly Reviewed on: 18th April 2026

Everyday use

5
I use PayPal to pay for product but to also request money from friends and family when I have loaned money out. It’s a great easy service. Reviewed on: 18th April 2026

Very helpful

5
Very helpful, very descriptive, takes the hassle out of buying things and makes it faster, easy app to navigate Reviewed on: 18th April 2026

Amazing experience, with both the app and support.

5
Amazing experience, with both the app and support. Reviewed on: 18th April 2026

Confident

5
Always very friendly and skilled staff assist you therefore it makes you to use with confident Reviewed on: 18th April 2026

It’s easy and good for service .

4
It’s easy and good for service . Also helpful Reviewed on: 18th April 2026

Pay pal credit is a hassle free way to experience on...

5
Pay pal credit is a hassle free way to experience online purchases , with the added piece of mind that your purchases are covered by pay pal . It’s a flexible way to shop on line . Reviewed on: 18th April 2026

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