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PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

PayPal is handy to use for certain things, but I wou...

3
PayPal is handy to use for certain things, but I would prefer a reminder a day or two prior on when payment is due for PayPal credit. Reviewed on: 18th April 2026

Good experience, easy to use,very good customer service

5
Good experience, easy to use,very good customer service Reviewed on: 18th April 2026

Great communication, easy to use.

5
Great communication, easy to use. Effective problem resolution Reviewed on: 18th April 2026

Excellent!!

5
Helps me to save time and money, what can ı ask more? Also now ı earn when I spend awesome! Reviewed on: 18th April 2026

Papal your No1 pal

5
PayPal app ease to use with that added protection their dispute teams if needed are extremely excellent Reviewed on: 18th April 2026

It's easy to pay at checkout with Paypam Credit

5
It's easy to pay at checkout with Paypam Credit Reviewed on: 18th April 2026

Perfect, reliable, easy on the go

5
Perfect, reliable, easy on the go Reviewed on: 18th April 2026

Lost money

5
I did not receive an order I put in a dispute and PayPal sided with the seller. I lost my money and received no order Reviewed on: 18th April 2026

Very easy and convenient to use great protection onl...

5
Very easy and convenient to use great protection online etc Reviewed on: 18th April 2026

They’re always helpful and sort out solutions

5
They’re always helpful and sort out solutions Reviewed on: 18th April 2026

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