Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,546 reviews, last reviewed 13th May 2026
2570000% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing experience with friendly interface. Amazing experience with friendly interface. No fee on pay in 3 which is not matched by anyone. Reviewed on: 13th May 2026
Hafiz T's avatar
Hafiz T

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (106546)

It is great, very helpful.

5
It is great and very useful. It helps with needing to buy extra things Reviewed on: 8th July 2022
Jg's avatar
Jg

Good service

5
Good customer service. I am loving use it. Reviewed on: 8th July 2022
Isa's avatar
Isa

pay pal is the best

5
pay pal is the safest for paying on line I would recomend to anyone 1`09% Reviewed on: 8th July 2022
alan's avatar
alan

PayPal

5
Can’t say nothing wrong about PayPal they are brilliant there everywhere Reviewed on: 8th July 2022
Derek Greenaway's avatar
Derek Greenaway

Just so convenient to able to even out the payments

5
PayPal Credit is really easy to manage and let’s you even out payments to make the more expensive items easier to buy by spreading the cost over a few months. Reviewed on: 8th July 2022
Stewart Turner's avatar
Stewart Turner

So worth it

4
Excellent for buying and paying online purchases and safe Reviewed on: 8th July 2022
Libalele Mhlanga's avatar
Libalele Mhlanga

Wonderful customer experience

5
Absolute premier class nobody can beat PayPal for customer service and honesty Reviewed on: 8th July 2022
Alex's avatar
Alex

Help me to bring me bck in hard times thank you

5
I like PayPal because it been used everywhere in the world I stand for correction . When I joined they they have been there to answer every question and chase for illicit transactions and get my money bck is advantage to be part of the family Reviewed on: 8th July 2022
Sammi Wright's avatar
Sammi Wright

Perfect credit

5
Iam so happy with PayPal credit Reviewed on: 8th July 2022
Ebrahem ADLY's avatar
Ebrahem ADLY

100 % recommend this product

5
As always, PayPal credit card customer service always there for you when you need them. Very professional, helpful, and friendly. Can’t really complain. Reviewed on: 8th July 2022
Eslam nor 's avatar
Eslam nor

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill