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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181143 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181143)

Sooooo helpful when the chips are down

Sooooo helpful when the chips are down Reviewed on: 18th April 2026

It offers quite a few options when you are about to...

It offers quite a few options when you are about to purchase so it is good to use definitely and well worth it. Reviewed on: 18th April 2026

Excellent service, I would use anyone else.

Excellent service, I would use anyone else. Reviewed on: 18th April 2026

I like paypal it is accepted almost everyware as pay...

I like paypal it is accepted almost everyware as paymentmetod!The thing is if you need at any point to get in touch with customer service due payment issues (for example subscription payments)its more likely they to ask you to resolve the issues with the provider or your own bank ,which is very frustrating! Reviewed on: 18th April 2026

Quick & efficeint

Quick and easy to use when I had to contact agent was helpful and sorted query out fast they informed me what and when will happen next.. Reviewed on: 18th April 2026

So many years, so few problems!

I have been using PayPal for a very long time. I have only experienced one slight problem - obtaining a refund from an individual - but that was mostly sorted within a few weeks. Other than that I have always found PayPal very helpful. I often use their "pay over 3" option and the payment plans they hold with Ebay when I need to make larger purchases (£99+). The Ebay service, in particular, has helped me with getting vital things such as mobility equipment and a vaccum cleaner. I wish they held similar agreements with other businesses as it is so helpful. PayPal is my go to payment option due to their buyer protection. Reviewed on: 18th April 2026

Amazing already recommended my family, rates and ser...

Amazing already recommended my family, rates and service are the best Reviewed on: 18th April 2026

Paypal look for any opportunity to apply a fee to yo...

Paypal look for any opportunity to apply a fee to your account and then provide no means to challenge it Reviewed on: 18th April 2026

Easy to use, good value.

Easy to use, good value. I've been using PayPal for years and never had any issues. Putting purchases on a plan is effortless and easy to track with the PayPal app. I would definitely recommend it as a convenient finance option. Reviewed on: 18th April 2026

I never have a problem with using PayPal, very good...

I never have a problem with using PayPal, very good and easy to use Reviewed on: 18th April 2026

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