Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,143 reviews, last reviewed 4th Sep 2026
16% decrease in 5 star reviews
in the past 90 days
7% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026
SEGALINK's avatar
SEGALINK

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181143)

Easy and hassle free transactions every time.

5
Easy and hassle free transactions every time. Reviewed on: 18th April 2026

Easy to use

5
Easy to use and set up and handy when you really need it Reviewed on: 18th April 2026

great way to manage your spending

5
I often use the PayPal credit, it's a great way to manage your spending. Reviewed on: 18th April 2026

It is a brilliant way to pay - PayPal it

5
It is a brilliant way to pay especially it providers buyers guarantee. The app is a good one showing you the necessary details you need to have control over your spending. Reviewed on: 18th April 2026

No fuss, very practical.

5
No fuss, very practical. Using the service as much as I need Reviewed on: 18th April 2026

PayPal lets me organise my finances in a variety of...

5
PayPal lets me organise my finances in a variety of ways that helps me afford the extra or expensive or sudden needs in life. I would be lost without it. They give great service when you call with a query, no multiple calls attempts to resolve issues. Very happy Reviewed on: 18th April 2026

PayPal, the only way I shop !!

5
PayPal gives me the opportunity to purchase luxuries and spread the cost, I use the “pay in 3” for most of my online shopping. For an impatient shopper like me, to be able to get my purchases quickly is fantastic. Reviewed on: 18th April 2026

Everything is secured

5
Everything is secured and smooth easy process Reviewed on: 18th April 2026

Experience in morning good phone

5
Experience in morning good phone Reviewed on: 18th April 2026

Staff are excellent always dealt with my problems wi...

5
Staff are excellent always dealt with my problems with compassion Reviewed on: 18th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101302 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products