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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181144 reviews)

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4.73

Based on 181,143 reviews, last reviewed 4th Sep 2026

16% decrease in 5 star reviews

in the past 90 days

7% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s been miraculous. It’s been miraculous. Just what I needed. Reviewed on: 4th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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PayPal PayPal Credit reviews (181144)

Staff are excellent always dealt with my problems wi...

Staff are excellent always dealt with my problems with compassion Reviewed on: 18th April 2026

Easy to use.

Easy to use. Keeps you updated. Excellent all round Reviewed on: 18th April 2026

I have been using Pay pal for about 4 years i would...

I have been using Pay pal for about 4 years i would say. Excellent service. Very friendly to navigate and plus affordable rates due to the climate now. I love it. Corks not name things without it. DEFINITELY recommend to anyone as it is much far more superior than Klarna and all the others or there. Reviewed on: 18th April 2026

Always been very helpful and believe that they look...

Always been very helpful and believe that they look after you Reviewed on: 18th April 2026

Late payment warnings/reminders

So far no problems apart from payments failing and then being charged rather than given a warning to say if you pay within xxdays you wont have a late charge. Most of the time my payments fail because the money is in another account not because I don't have it Reviewed on: 18th April 2026

Great App

Great UI. Everything clear, easy to use and understand. 0% finance options are invaluable. Slick and intuitive app, suitable for anyone to use. Reviewed on: 18th April 2026

Paypal is easy to navigate, very quick to resolve an...

Paypal is easy to navigate, very quick to resolve any issues and excellent communication keeping you up to date, whether it be a dispute or just changes that are going to be up and coming to your account. Very happy with the service . Reviewed on: 18th April 2026

PayPal 0% repayment option

When I made a large purchase, PayPal offered me a 0% interest plan for 4 months, which has been very helpful. It allows me to manage my repayments more comfortably without putting too much strain on my monthly budget. I appreciate having this option, as it makes it easier to plan my finances and stay on track with payments. Reviewed on: 18th April 2026

Love PayPal

PayPal has provided me with options to purchase with ease and allows me to buy when I am unable to pay the whole fee upfront, could not express how this has helped me, PayPal is the best and the way forward, it offers so many options, thank you PayPal Reviewed on: 18th April 2026

Seamless secure transactions every time

Seamless secure transactions every time Reviewed on: 18th April 2026

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