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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106331 reviews)

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4.90

Based on 106,331 reviews, last reviewed 13th May 2026

2559950% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great service, never had any issues. Great service, never had any issues. Got approved for credit easily. Assigining reoccurring payments is super easy. I will continue to use the PayPal ... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106331)

Excelente services and extremely secure and easy to use

I used the PayPal credit and I loved when I get the remainders from PayPal about the deadline to pay and the minimum amount I can pay. Reviewed on: 13th June 2022

NO PRESSURE COMPANY

I love paypal for my credit purchases. They are honest and don't hassle you like so many others do. They have my vote!! Reviewed on: 13th June 2022

Amazing clear service

I love paypal credit and the 4 month interest free period. The app allows visibility on the interest free period and shows clearly when charges will start along with warnings before the interest free end date. Reviewed on: 13th June 2022

Easier and safer

I find PayPal credit a great way for buying more expensive items as youre covered in similar ways to a credit card should the worst happen. Easy to use, secure. Reviewed on: 13th June 2022

So simply stunning service

No one is trying to give you the hard sell, you use it, PayPal gives you all the options you need going forward with your purchase and that's that. Would recommend them to everyone. Reviewed on: 13th June 2022

Paypal saved me so many times

The amount of times that I could look to PayPal when I need to buy something over £100. With their 0% interest on 4 months free credit I was able to purchase a laptop for my studies when I needed it most. I could split the cost of things into instalments when it just wasn’t feasible for me to pay it all at one. It’s honestly such a life saver and I literally don’t know what I’d do without it anymore Reviewed on: 13th June 2022

Excellent repayment choices

From 0% interest to a choice of repayment options PayPal credit is second to none in my opinion. With the added protection and super fast help with a dispute, ensures that I have 100% trust in PayPal Credit Reviewed on: 13th June 2022

Easy to use and good value

Great to have a variety of credit options available at reasonable interest rates, and no physical card to lose! Reviewed on: 13th June 2022

Definitely worth using

Very helpful when it comes to getting shopping I would definitely recommend it to everyone that doesn't use it, very easy to use and it's got good Apr rates Reviewed on: 13th June 2022

Great credit provider

I use PayPal credit on larger purchases through eBay, they offer a lot of interest free offer throughout the year… which is nice. They are also great at handling transactions, I wish every website used them. Reviewed on: 13th June 2022

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