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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,283 reviews, last reviewed 13th May 2026
2557650% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Pretty decent in terms of credit facilities Pretty decent in terms of credit facilities Reviewed on: 13th May 2026
zenzio's avatar
zenzio

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (106283)

Pleasure to deal with

5
Great to deal with and no hassles Reviewed on: 13th June 2022
Alan Kershaw's avatar
Alan Kershaw

Great

5
Great to use and specially the 4 months interest free Reviewed on: 13th June 2022
Iqra Himat's avatar
Iqra Himat

Reliable and fast payments

5
I love using paypal credit. It is available on most retailers and gives zero interest for purchases over 100 hassle free. Allows me to ma big purchases with peace of mind. This is my go credit facility and am always bummed if a retailer doesn't offer paypal payments Reviewed on: 13th June 2022
Tayamika Kamwanja Zabula's avatar
Tayamika Kamwanja Zabula

Super easy app and offer of 4 months 0%

5
Super easy app and offer of 4 months 0% Reviewed on: 13th June 2022
Jake Hatcher's avatar
Jake Hatcher

Large and small

5
I have used PayPal many times I like the easy 3 payments etc Reviewed on: 13th June 2022
Andrew Bunn's avatar
Andrew Bunn

Best credit

5
Makes your online shopping easier using for bigger spending. Reviewed on: 13th June 2022
Anonymous's avatar
Anonymous

Excellent

5
So simple to use and accepted in so many places Reviewed on: 13th June 2022
Mike McKenna's avatar
Mike McKenna

Straight forward and trusted

5
Best services and Offers. Helpful all the way. Reviewed on: 13th June 2022
MUHAMMAD BILAL's avatar
MUHAMMAD BILAL

Very good

5
Good service I recommend it Try it Reviewed on: 13th June 2022
Ba Ahmed's avatar
Ba Ahmed

Simply outstanding.

5
I've been with PayPal for 12 years now and it's the only online payment platform I would use. Simple, secure with the reassurance that should something go wrong PayPal have got you protected. Two year ago I applied for PayPal credit, I was accepted with a generous limit and make use of the 4 month interest free offer on a regular basis. Interest rates are good should you need to pay things off over a longer period. Also the other promotions offered throughout the year are amazing offers. To summarize, PayPal are an outstanding company who I shall be a customer of for the rest of my life. Absolutely faultless. Reviewed on: 13th June 2022
Gareth Evans's avatar
Gareth Evans

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