Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181144 reviews)

View other PayPal products

4.73

Based on 181,144 reviews, last reviewed 8th Sep 2026

42% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I always use PayPal for paying for things. I always use PayPal for paying for things. You have assurance that you will get your money back if you are scammed online, which has already happened ... Read more Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181144)

PayPal is always reliability to purchase,Another pos...

PayPal is always reliability to purchase,Another positive aspect is buyer protection. If an item doesn’t arrive or isn’t as described, PayPal gives you a way to raise a dispute and potentially get your money back. That adds a layer of confidence, especially when buying from new or unfamiliar sellers. The app and website are generally user friendly, showing clear transaction histories, notifications, and balance updates. You can also link multiple bank accounts or cards, giving flexibility in how you pay. Reviewed on: 18th April 2026

Always been very satisfied with choice of outlets an...

Always been very satisfied with choice of outlets and how it can be used Reviewed on: 18th April 2026

Great service all the time, it’s always there when y...

Great service all the time, it’s always there when you need an extra boost Reviewed on: 18th April 2026

I always rely on PayPal and they never let me...

I always rely on PayPal and they never let me down Reviewed on: 18th April 2026

It was excellent i love using paypal

It was excellent i love using paypal Reviewed on: 18th April 2026

PayPal is great

I have used PayPal for many years and I am wholly satisfied with my experience Reviewed on: 18th April 2026

Paypal credit review

My experience with Paypal credit has been excellent. I had an issue with a missed payment and PayPal contacted me to check if I had an issue. There was a charge applied but PayPal were great and after explaining why it was missed they even refunded the charge. Fantastic customer service. I highly recommend PayPal Reviewed on: 18th April 2026

good provider

good. i always use paypal for most of my transactions Reviewed on: 18th April 2026

Fantastic Service

Great service easy access and 4 months interest free can login and pay anytime use anywhere Reviewed on: 18th April 2026

PayPal has helped me increase my credit score and sp...

PayPal has helped me increase my credit score and spread the costs to make life easier Reviewed on: 18th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Pay
from Shop Direct 3.48 from 29 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101303 reviews
Payments
from PayPal 4.72 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub