Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

View other PayPal products

4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181145)

Easy to use, 0% for four months on purchase over 100...

Easy to use, 0% for four months on purchase over 100 helps Reviewed on: 18th April 2026

I have used PayPal for a number of years now.

I have used PayPal for a number of years now. Never had any problems and customer service has always been excellent. Easy to make repayments on line and always get a reminder. Reviewed on: 18th April 2026

Best payment tool

I’ve used PayPal for fifteen years and it’s got better & better. Very safe technolipogy Reviewed on: 18th April 2026

Easy to use in an emergency

Easy to use in an emergency, great back up when my banking app is down Reviewed on: 18th April 2026

Readily available for lots of purchases, 4 month cre...

Readily available for lots of purchases, 4 month credit enables me to plan and spread my money Reviewed on: 18th April 2026

Very quick and easy to use it love the fact that you...

Very quick and easy to use it love the fact that you can pay in 3 Reviewed on: 18th April 2026

PayPal is the best and it’s reliable.

PayPal is the best and it’s reliable. Reviewed on: 18th April 2026

One of the secure payment system on the planet

One of the secure payment system on the planet Reviewed on: 18th April 2026

PayPal Review

PayPal is my choice above any other credit app, options to spread the payments woth PayPal credit and pay in three. And excellent customer service is an added bonus. Reviewed on: 18th April 2026

Excellent service both with payment and credit would...

Excellent service both with payment and credit would highly recommend pay pal to any one and so secure Reviewed on: 18th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3855 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101304 reviews
Payments
from PayPal 4.72 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub