Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

View other PayPal products

4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181145)

So easy to use send and receive simple

So easy to use send and receive simple Reviewed on: 18th April 2026

Good experience.

Good experience.fast and very easy to use. Reviewed on: 18th April 2026

Easy to Use and Reliable Credit Service

PayPal Credit has been really convenient and easy to use. The application process was quick and managing payments through my account is straightforward. It’s been a helpful option for spreading the cost of purchases without hassle. Reviewed on: 18th April 2026

Barbie girl

Customer service advisors are always very helpful and pleasant. Reviewed on: 18th April 2026

Really good service best I’ve ever used

Really good service best I’ve ever used Reviewed on: 18th April 2026

Never an issue when paying with PayPal.

Never an issue when paying with PayPal. It's fast, easy and secure and in fact I very often refuse to pay for stuff online if it doesn’t offer PayPal as a way of payment. Reviewed on: 18th April 2026

Great Customer service support

Whenever I make purchases online not di they keep my payment details secure, PayPal allows also tracks my packages and send me update. Paypal also has support centre with staff to support customers too. Reviewed on: 18th April 2026

Flexibility

Good Flexible Options specially pay in 3 is a very good option Reviewed on: 18th April 2026

PayPal is good

Good all round app for money and credit Reviewed on: 18th April 2026

Great safe way to pay

Great safe way to pay - always know where my plans are up to. Reviewed on: 18th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3855 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101304 reviews
Payments
from PayPal 4.72 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub