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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Good but requires attention

: It’s useful for managing larger purchases over time. The app is clear, but you need to keep track of payments to avoid interest. So far, my experience has been good Reviewed on: 18th April 2026

Never had a problem

Never had a problem, convenient, safe, and easy to use. Different options on how you want to make payments, all in one, pay in three, or PayPal credit, all are good options and work well for different situations. Reviewed on: 18th April 2026

Excellent service!

I've always had a top-notch experience. Reviewed on: 18th April 2026

Till now it’s was amazing experience to be honest

Till now it’s was amazing experience to be honest Reviewed on: 18th April 2026

A very helpful payment tool, helpful in quick purchases

A very helpful payment tool, helpful in quick purchases Reviewed on: 18th April 2026

I have used PayPal for a long time and is always my...

I have used PayPal for a long time and is always my preferred way of paying for things as its so easy and trustworthy Reviewed on: 18th April 2026

Very helpful customer service.

Very helpful customer service. Slightly easier for credit than other financial institutes Reviewed on: 18th April 2026

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Xxxxxxxxxxxxxxxc xxxxxxxxx x x x x Reviewed on: 18th April 2026

Great app

Easy to use and good for protection Reviewed on: 18th April 2026

Excellent

Very good service and makes spending online easy, knowing you can pay with PayPal! Every purchase is safe. Reviewed on: 18th April 2026

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