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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Excellent

Excellent services. My personal experience has been lovely. The support was positive. They are patient with details and clear and firm with decision making processes Reviewed on: 18th April 2026

Simple to use and helps with affordability

Simple to use and helps with affordability Reviewed on: 18th April 2026

PayPal is very convenient and the easy split for 3 i...

PayPal is very convenient and the easy split for 3 is great Reviewed on: 18th April 2026

Good all round

Never had a problem and can use it in many places. Reviewed on: 18th April 2026

Is to use and good support

Excellent customer service support when needed. Reviewed on: 18th April 2026

Whenever I have needed to track something that I did...

Whenever I have needed to track something that I did subscribe for it is been beneficial paying with PayPal you can track payments and raise issues which is resolved Reviewed on: 18th April 2026

I love PayPal credit

I use PayPal credit for so many purchases online. When I spend over £100 there is an opportunity to have 4 months interest free, which is great! Much better than using a credit card! Paying using PayPal is so easy and navigating the website is a breeze for anyone. I like that PayPal is a safe way to pay online too without the need to disclose bank details to other retailers! I can safely buy online without the worry of paying upfront, it really takes the pressure off financially being able to repay bit by bit. Ive never delayed repayments after the initial 4 months of no interest, so I cant comment on interest added. But for me, PayPal credit is a life saver and I will continue to use it for as long as its available. Reviewed on: 18th April 2026

Very helpful to make your money go further in today'...

Very helpful to make your money go further in today's economy Reviewed on: 18th April 2026

Great way to spread out payments

Great way to spread out payments Reviewed on: 18th April 2026

Very easy to use

PayPal is very easy to use and the Pay in 3 option is incredibly helpful. I like the added security when paying for items and know that if I have any problems they will be sorted. Reviewed on: 18th April 2026

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