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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

PayPal Credit offers a convenient payment solution f...

PayPal Credit offers a convenient payment solution for significant purchases, such as the recent acquisition of new tyres for my vehicle. Reviewed on: 18th April 2026

PayPal credit made it much easier to purchase someth...

PayPal credit made it much easier to purchase something in advance so I didn’t have to wait until I had saved the money. It made it so much easier paying over a period of three months so I could spread the cost Reviewed on: 18th April 2026

Top marks PayPal

I’ve used pay pal for years now and never had a bad experience weather it be for purchases or claiming a refund top marks PayPal Reviewed on: 18th April 2026

Excellent customer service.

Excellent customer service. Always very helpful and professional. Highly recommend to anyone Reviewed on: 18th April 2026

Ease of use

Easy ro use fast reluable service ive never had any problems and peace of mind Reviewed on: 18th April 2026

Direct debit got cancelled

Took out £800 credit and I assumed the payments would go out automatically each month but the direct debit was cancelled so I have to remember to pay it each month. Reviewed on: 18th April 2026

Pay in 3'

I love the checkout speed and the 'Pay in 3' feature which helps me manage my budget". Reviewed on: 18th April 2026

Really easy to use and feels safe.

Really easy to use and feels safe. Transfers are fast and smooth. Highly recommend. Reviewed on: 18th April 2026

I’m very satisfied to use when needed

I’m very satisfied to use when needed Reviewed on: 18th April 2026

PayPal flexibility .

PayPal secures transactions. No quibble money back system. Excellent customer service flexibility Reviewed on: 18th April 2026

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