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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

I have been using PayPal and I fund it safer from an...

I have been using PayPal and I fund it safer from any other payments, at less no risk and money back guarantee Reviewed on: 18th April 2026

Great app, excellent Customer Service

The app is so easy to use, but when things do go wrong, the Customer Service is 2nd to none and always very very helpful. Reviewed on: 18th April 2026

I have used PayPal for years

I have used PayPal for years -very easy - feel safe- excellent customer service - any time I’ve had an issues CS have been amazing - would definitely recommend PP- thank you Reviewed on: 18th April 2026

I find PayPal a very convenient way of paying for on...

I find PayPal a very convenient way of paying for online goods and services. I can relax knowing my payment details are secure. I also like that I can spread the cost on bigger purchases interest free. Reviewed on: 18th April 2026

Title Good rates easily manageable

Good rates easily manageable and kept up too date Reviewed on: 18th April 2026

Very cool very easy to use very simple

Very cool very easy to use very simple Reviewed on: 18th April 2026

I use PayPal regularly.

I use PayPal regularly. It's great paying system. Reviewed on: 18th April 2026

PayPal was with me , always.

PayPal was with me from as long as I remember. Always easy to use and flexible. Whatever it was, family members who transferred money, online shopping to pay, bigger plans to spread the costs off. Always simple always secure. Reviewed on: 18th April 2026

Fast and easy to use .

I’ve been using PayPal for years and I’m happy with the service Reviewed on: 18th April 2026

So easy to work with and manage payments.

So easy to work with and manage payments. Many stores also integrate with PayPal Credit. Reviewed on: 18th April 2026

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