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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Brilliant credit provider

I have never had this service from any other provider it’s best and easy to apply and quick decision and give good amount to use Reviewed on: 18th April 2026

Why I use paypal

PayPal pay in 3 helped me get PayPal credit, now it’s helping me build my credit rating, great way to shop to with 0% interest if paid in 4 months on things over £100 just helps with big ticket items like white goods Reviewed on: 18th April 2026

Easy to set up easy to use and god communication eas...

Easy to set up easy to use and god communication easy to navigate around the app Reviewed on: 18th April 2026

Payments are made securely; through a reputable esta...

Payments are made securely; through a reputable established name, and there's less worry about refunds when dealing with difficult suppliers. Reviewed on: 18th April 2026

Excellent and reliable

I am very happy with my experience using PayPal Credit. It is extremely easy to set up and makes checking out online much faster. I haven't had any issues with my transactions, and the app is very user-friendly. Excellent service overall! Reviewed on: 18th April 2026

Great way to shop with pay in 3 and easy application...

Great way to shop with pay in 3 and easy application process Reviewed on: 18th April 2026

Easy to use and always answer any queries/questions...

Easy to use and always answer any queries/questions with ease Reviewed on: 18th April 2026

Needs more retailers to accept card payments

Very convenient for online shopping, however most retailers dont accept the card for payment in store. App is difficult to use to make a payment or set up DD. Reviewed on: 18th April 2026

Good credit card offers and repayment plans

Good credit card offers and repayment plans Reviewed on: 18th April 2026

Great service if you need something sorted they are...

Great service if you need something sorted they are there every step of the way can not fault them brilliant Reviewed on: 18th April 2026

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