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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

User friendly

Paypal is so easy to use, especially on line. It also has the option of split pay which i find incredibly useful, especially at times like Christmas and birthdays. Reviewed on: 18th April 2026

All the years I’ve been using PayPal never had any p...

All the years I’ve been using PayPal never had any problems with any payment Reviewed on: 18th April 2026

The service from PayPal is always professional and q...

The service from PayPal is always professional and quick. They always appear to think of the customer first which is very refreshing. Reviewed on: 18th April 2026

Great option

0% interest for 4 months on purchases over 100. Customer service helpful when needed. Easy options for repayment Reviewed on: 18th April 2026

I find PayPal so convenient to use knowing that when...

I find PayPal so convenient to use knowing that when paying for online purchases it is a secure transaction. Reviewed on: 18th April 2026

Seamless & Efficient

The experience is alway good and seamless. Reviewed on: 18th April 2026

Smart money

East to use , good updates on changes Reviewed on: 18th April 2026

Just like stated, best fininancial service provider,...

Just like stated, best fininancial service provider, without doubt beats any other around Reviewed on: 18th April 2026

Is helping me to buying things and made a payment af...

Is helping me to buying things and made a payment after I received my paid Reviewed on: 18th April 2026

Paypal very efficient with several payment options.

Paypal very efficient with several payment options. Trusted with great support in times of challenges. Reviewed on: 18th April 2026

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