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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181145)

Quick and easy

Never had a problem, quick and easy to use with good credit rates. Especially in the first 3 months with interest free Reviewed on: 18th April 2026

Ease of pay

Enables you to pay for high value products, with the flexibility of paying the balance over a few months. Reviewed on: 18th April 2026

Spread the cost

Makes buying more expensive items more affordable so can buy things as needed Reviewed on: 18th April 2026

No problems.

Easy access, no nonsense purchasing and helpful information Reviewed on: 18th April 2026

Love the the fact you can split the payments.

Love the the fact you can split the payments. Reviewed on: 18th April 2026

I use PayPal for many years.

I use PayPal for many years. The PayPal credit is a great option if you struggle with money but need to purchase something urgently. Many times it has helped me when I did not have money. You have 4 months to pay back without interest or you can even spread the cost and pay in monthly installments over 12 months Reviewed on: 18th April 2026

Every experience with PayPal has been positive

Every experience with PayPal has been positive Reviewed on: 18th April 2026

My experience of PayPal has been amazing.

My experience of PayPal has been amazing. Their customer service is brilliant and very efficient Reviewed on: 18th April 2026

Easy to use would recommend very good card

Easy to use would recommend very good card Reviewed on: 18th April 2026

It wasnt a problem to get it, just applied and...

It wasnt a problem to get it, just applied and got it Reviewed on: 18th April 2026

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