Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181145 reviews)

View other PayPal products

4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181145)

PayPal is efficient. Good to split the cost

PayPal is efficient. Good to split the cost and to send money to friends and Reviewed on: 18th April 2026

Easy to arrange credit.

Easy to arrange credit. Process of purchase was easy. Payment method easy and can pay extra with no penalty Reviewed on: 18th April 2026

PayPal is very convenient with plenty of payment opt...

PayPal is very convenient with plenty of payment options giving peace of mind. Reviewed on: 18th April 2026

Aleays easy to use and a covenant product to have us...

Aleays easy to use and a covenant product to have use of Reviewed on: 18th April 2026

Been with PayPal for absolutely years now and they’v...

Been with PayPal for absolutely years now and they’ve always been top notch. The ease to ‘Pay in 3’ or ‘Buy now, pay later’ is an breeze to use and makes buying things feel better knowing my money is safe with PayPal! Reviewed on: 18th April 2026

I would highly recommend using PayPal

I love using PayPal everything is so simple and easy to use, very convenient and great customer service.the app is easy to navigate around and the credit options are great I can’t recommend PayPal enough. Reviewed on: 18th April 2026

Excellent overall in all the department’s.

Excellent overall in all the department’s. Everyone is there when you need it Reviewed on: 18th April 2026

Very good service quick response to any problems.

Very good service quick response to any problems. Well done PayPal Reviewed on: 18th April 2026

Good convenience when making online payments.

Good convenience when making online payments. Provides some safety features. Provides points which is essentially like a cashback when you make purchases. You can get PayPal Debit and credit cards as well to allow you to buy now and pay later. Reviewed on: 18th April 2026

A trusted part of my everyday life

I love the safe experience and peace of mind of purchases using PayPal. They have a wide category of products that suit my needs and make my life simpler. A well established trusted part of my everyday life. Reviewed on: 18th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101303 reviews
Payments
from PayPal 4.71 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub