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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,145 reviews, last reviewed 8th Sep 2026
43% decrease in 5 star reviews
in the past 90 days
25% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026
Amanda Hannaford's avatar
Amanda Hannaford

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181145)

I’ve had mainly good service from PayPal

5
I’ve had mainly good service from PayPal Reviewed on: 18th April 2026
Nicholas D's avatar
Nicholas D

I can buy anything

5
With PayPal I feel that I have someone’s help everyday. I am not stressed that I cannot afford what I need. They are also giving back. The more you spend, the quicker to reach even more great prices. Thank you Reviewed on: 18th April 2026
Andreea B's avatar
Andreea B

Easy to use

5
Love the ease of use of the app, makes everything so easy and straightforward. Nice one stop shop for safe, secure payments and transactions. Reviewed on: 18th April 2026
Joy C's avatar
Joy C

Very easy and safe to use, completely hassle free.

5
Very easy and safe to use, completely hassle free. Reviewed on: 18th April 2026
Sheila 's avatar
Sheila

paypal is great and secure way of paying its quick a...

5
paypal is great and secure way of paying its quick and easy. the credit is also good. Reviewed on: 18th April 2026
Kieran 's avatar
Kieran

PayPal helped when we needed it most

5
PayPal have been great and meant we could get a heater when we really needed it in the winter. Without it we would have had to wait for a replacement to be sent which was taking over a month. Thanks to our PayPal card we were able to not only afford this but get a discount too. Thanks PayPal! Reviewed on: 18th April 2026
DreamKatchMe's avatar
DreamKatchMe

Pay in 3

5
It all started with pay in 3 a fantastic way to pay for things in 3 easy payments.. Then I got a PayPal credit card it's been excellent for building my credit report.. Couldn't do without PayPal in my life.. Reviewed on: 18th April 2026
lisa w's avatar
lisa w

Quick and safe easy to use and versatile with lots o...

5
Quick and safe easy to use and versatile with lots of companies Reviewed on: 18th April 2026
Julie B's avatar
Julie B

Easy simple excellent

5
Simple to use pay in 3 is excellent for those expensive items always informing of new products Reviewed on: 18th April 2026
OXO's avatar
OXO

Excellent customer service EXCELLENT

5
Excellent customer service EXCELLENT Reviewed on: 18th April 2026
LEE J's avatar
LEE J

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